Student Consumer Information

Here you'll find the information you need to become an informed consumer of an education at our massage school. From financial aid facts and forms, to information from our Student Services and Career Services departments, to academic information including course information, textbooks, and catalogs.

The Central Maryland School of Massage will also provide any specific consumer information documents or reports upon request in writing. To receive a copy, please send a written request to our Financial Aid Office directly and allow the staff 3 business days to process and send your requested information to you.

Financial Aid Facts and Costs

At Central Maryland School of Massage, financial aid is available to our massage school students who qualify. We're here to help you understand what you need to know to fund your creative education. If you want to speak with someone about your financial aid options, please contact one of our financial aid representatives at (301) 228-2214.

Net Price Calculator (NPC)
If you are a first time student in college and planning to attend full time, please visit our Net Price Calculator to get an early approximation of your potential costs to attend Central Maryland School of Massage. All financial results are only an approximation based on the information you will supply and cannot be considered an actual award. To be considered for federal or state (if applicable) financial aid, you must complete the Free Application for Federal Student Aid (FAFSA). The calculator is not intended for transfer, readmitted, international, graduate, part time or continuing students.

Financial Aid Changes
Every year, many of the federal aid policies, practices, and awards are up for review and approval by the federal government. The government also maintains the right to modify all federal aid policies at any time during the year should there be budgetary or regulation issues that need to be addressed immediately. The Financial Aid Office will be able to answer any specific questions regarding how these changes might or might not affect you and your financial aid award for the coming school year. Please refer to the Federal aid website for additional information.


The following links will help you find the information you need to finance your education.

Types of Financial Aid
Financial aid information is published online and available in print upon request. Visit Central Maryland School of Massage Financial Aid page for more information.

Title IV Code of Conduct for Education Loans
To download a PDF of our student lending code of conduct for education loans, please click here.

Loan Repayment Estimator
Please visit the Federal Student Aid website here, for access to the valuable loan Repayment Estimator to get an idea of what your monthly loan payment might look like, depending on the repayment plan you choose. When it comes time to repay your loans, we suggest a plan that allows you to pay off your loans the fastest. Remember, the longer you take to pay off your loans, the smaller your monthly payment, but the more you will pay back in total dollars. Not all loans are eligible for all repayment plans. Private loan repayment plans are at the discretion of the lender. Please contact your Financial Aid Advisor if you have any questions.

Federal Direct Loan Repayment Plans
Depending on your overall federal loan amount that you need to repay along with your current financial situation, there may be different repayment options available to you. This federal resource will provide all of the information you need to be better informed of your repayment options for your federal loans. Options may include, Standard, Extended, Income Contingent and Income Based repayment plans, depending on your situation. Not all plans are available to all students. While we typically suggest choosing a plan that repays your loan the fastest, generally the Standard plan, another plan might be best for you right now. If you have further questions, please contact a Financial Aid Advisor at the school for assistance. Please know that the federal government has the right to change the terms of each plan at any time, including eliminating and adding plans. Students also have the right to change plans, per federal regulations, as needed.

Entrance (Initial) Counseling for Student Loan Borrowers
Before receiving a student loan, first time borrowers must complete an entrance counseling session which is provided by the US Department of Education. This quick and easy interactive counseling session provides useful tips and tools to help you develop a budget for managing your educational expenses and helps you to understand your loan responsibilities. This entrance counseling session can be found on the Federal Student Aid website. In addition, a link to a full listing of our massage school Financial Aid Policies and Procedures, including our entrance counseling policy, is available at the bottom of this page.

Exit Counseling for Student Loan Borrowers
Direct loan exit counseling will explain your rights and responsibilities as a direct loan borrower. Exit counseling information is also located on the Federal Student Aid website. You will need to have your FSA ID ready in order to log into this portion of the site.

National Student Loan Data System (NSLDS)
When a borrower receives a Federal loan or a Pell grant, the information must be submitted to the National Student Loan Data System (NSLDS). Information in NSLDS is accessible to schools, lenders, and guarantors that are authorized users of the data system. Massage school students are also able to login and access all of their federal loan and Pell grant information. Students will need to have their FSA ID in order to access their information.

Student Loan Information Published by the Department of Education
Additional information about financial aid, including your specific loan information, can be found by visiting the Department of Education Financial Awareness Counseling along with the Federal Student Aid page.

The College Navigator Web Site
A consumer tool that provides school information to include tuition and fees, retention and graduation rates, use of financial aid, student loan default rates and features a cost calculator and school comparison tool. The College Navigator is located here.

The Paying for College Web page
Which can be used by prospective students to enter the names of up to three schools and receive detailed financial information on each one and to enter actual financial aid award information. The tool can be accessed here.

Resolving Disputes
If you have tried to resolve a dispute you have about your Federal Student Aid and you have not been able to do so, you may need to contact the Federal Student Aid Ombudsman Group of the U. S. Department of Education.

By Phone: 877-557-2575

By FAX: 202-275-0549

By U.S. Postal Mail: U. S. Department of Education FSA Ombudsman Group 830 First Street, N. E. Fourth Floor Washington, D.C. 20202-5144

Online: http://studentaid.gov/repay-loans/disputes/prepare


Student Services Revealed

Jeanne Clery Disclosure of Campus Security Policy

The Central Maryland School of Massage (CMSM) prepares these reports to comply with the Jeanne Clery Disclosure of Campus Security Policy and Crime Statistics Act. The reports can be found in the below links under "Crime and Safety Documents."

These reports are prepared in cooperation with the local law enforcement agencies surrounding our campuses. Campus crime and arrest statistics include those reported to the designated campus officials and law enforcement agencies. Local law encourages prompt and sometimes mandatory reporting to the local law enforcement agency by healthcare professionals when they provide medical services or care to a person they know or reasonably suspects is suffering from wounds inflicted by a firearm or is a result of assaulting or abusive conduct or acts of domestic violence.

At CMSM we are committed to providing updated information to comply with the act. A procedure is in place to capture crime statistics annually for the CMSM campus. All incoming students receive disclosures and information regarding crime statistics and sign and initial having received this information. Crime statistics are also posted online and on campus, and copies of the report may be obtained through an administrative office at each campus.

CMSM has designated Campus Directors and other School Directors as the contact person(s) for any issues relating to campus security. The School Directors are the individuals responsible for the security of the campuses

CMSM asks that students and employees report any criminal activity/actions on campus to the Campus Director or other Director staff. CMSM Director Staff will assist the student/employee in reporting the incident to the local authorities. CMSM refers all campus law enforcement issues to local police authorities since the campuses do not have any campus security personnel. CMSM encourages prompt reporting of criminal activity/actions as being in the best interest of all students/employees. CMSM will report any instances to the campus communities of crimes considered to be a threat to other students and employees.

Please refer to our Drug and Alcohol Abuse Prevention Policy, regarding the possession, use or sale of alcoholic beverages or illegal drugs.



Constitution Day

CMSM celebrates Constitution Day every year during the week of September 17th by sharing educational programming and resources with staff and students. We are pleased to conduct programs that bring students and staff together to reflect on the importance of active citizenship, recognize the enduring strength of our Constitution. Voter registration forms are available year round on campus in hard copy, or can be accessed here.


Vaccinations

Due to the size of our student population and to the fact that CMSM does not provide student housing, we do not require proof of immunizations at this time.


Loan Calculators

Loan Repayment Estimators
If you will be utilizing student loans to help pay for your education, we have provided a few loan calculators as helpful resources to get an idea of what your loan repayment options and amounts might be. All results are estimates based on information that you will provide and cannot be considered an offer or promise of any kind as to your actual loan repayment amounts. Loan amounts, interest rates, repayment plans and the length of repayment can all change and all will affect the actual monthly payment amount you may need to make along with your total amount repaid at the end of your loan terms.


Outside Resources

The College Navigator Web Site
A consumer tool that provides school information to include tuition and fees, retention and graduation rates, use of financial aid, student loan default rates and features a cost calculator and school comparison tool. The College Navigator is located here.

The Paying for College Web page
Which can be used by prospective students to enter the names of up to three schools and receive detailed financial information on each one and to enter actual financial aid award information. The tool can be accessed here.


Student Success

Graduation Rates
The Student Right to Know Act, as regulated by the Department of Education requires the publishing of graduation rates, as defined by the Department of Education.

Annual Retention Rates
For information on our annual retention rates, please click here.

Graduate Statistics
The Career Services Department partners with students and graduates to seek appropriate employment during all stages of your education. To find out more about our employment statistics, including placement rates, average salaries, and types of jobs our graduates hold, visit our Gainful Employment pages.



Gainful Employment Data

Click here to see gainful employment data for Central Maryland School of Massage.



Student Body Diversity

In 2016, of our full time students, 27% were male, and 73% female. Of all 2016 attending students, 7% identified as African American, 2% identified as of Asian descent, 76% identified as Caucasian, 7% identified as Latino or Hispanic, and 8% identified as one or more race. Of our 2016 students, 38% received a Federal Pell Grant. This data reflects students attending our Ithaca, Mount Kisco, and Frederick campuses.


Here are some additional tools you might find helpful:



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