Financial Aid

Education is an investment, and like any investment, it requires some research. Remember that if you have questions at any time during this process, we are only a phone call away. The Admissions and Financial Aid staff at Central Maryland School of Massage can be reached at (301) 228-2214.

Federal Student Aid

Federal financial assistance is available to those who qualify in the forms of Direct Stafford Loans or Pell Grants for those who qualify. Grants, such as the Federal Pell Grant, do not have to be paid back and are based on financial need. Unlike grants, loans must be paid back. Depending on the type of loan (subsidized or unsubsidized) you may or may not have a grace period on the interest. To find out if you qualify for Direct Loans or the Federal Pell Grant, fill out the Free Application For Federal Student Aid (FAFSA) at

Before filling out the FAFSA, you will need to create an FSA ID, which you can do here.

Use the following federal school codes when filling out your FAFSA:
Frederick, MD Campus: E02175

More consumer information as well as Central Maryland School of Massage policies and procedures with regard to Federal Student Aid are found here.

CMSM Payment Plan

Tuition payments may be made via cash, check, money order, or credit card. Central Maryland School of Massage offers a payment plan for students who prefer to pay in installments - standard and individualized plans are available. Please contact one of our financial aid counselors for more information.

CMSM Scholarship Program

CMSM awards two scholarships per program. Recipients are selected based on expressed financial need as well as on their commitment and enthusiasm for enhancing their life and community through the practice of bodywork. Any of our financial aid counselors can provide you with further information.

Sallie Mae

Sallie Mae Career Training Smart Option Student Loan
You may be eligible to borrow full tuition plus up to $6,000 toward living expenses. Apply for this loan online by visiting the Sallie Mae website or by or calling 1-877-279-7172.

TFC Tuition Financing

TFC Tuition Financing is available to finance tuition amounts only: this option cannot be used for living expenses. Students signing a Tuition Financing Contract may not receive refunds – overpayments from other sources go first towards reducing the TFC contract balance. Students must first be declined for a Sallie Mae loan or other private bank loan before they can utilize TFC Tuition Financing for tuition amounts. TFC requires monthly payments towards the tuition balance while enrolled, and the maximum term for contracts is 24 months. TFC Tuition Financing is at 5.5% interest fixed for the life of the contract. Automatic payments (checking account or credit card) are required, there are limits to amounts that can be financed, and a co-signer is required.

Additional forms of financial aid/financing you may qualify for:

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